Blogs

This business was just a budding idea driven by the passion of wanting to help people communicate stories of love, sorrow and everything in between through the language of flowers. A vision to revolutionize the flower-buying experience and to put meaning and significance back into what had become a mostly commoditized experience, was born. “When the pandemic hit and so many others were waiting and didn’t have a resource for Paycheck Protection Program loans, that didn’t happen to us. We had a resource and were treated with the same respect as a big company.” Owner, Floral Company Our banking...

There are many ways to structure a retirement plan for an organization and its plan participants. As an employer, it’s important to find an attentive advisor that provides ongoing, valuable guidance, and there is not a better partner than HTLF Retirement Plan Services. "[The client] checked his personal investment expense ratios against the menu we could provide. The ‘light clicked on’ when he saw how much money he was losing due to the high investment expenses and poor investment options." —Relationship Manager, HTLF Retirement Plan Services A company selling large construction and...

With a storied history as one of the premier furniture manufacturers in the world and more than 1,600 global associates, the publicly traded furniture company needed a financial partner with the strength and agility to support fast-paced growth opportunities. "It’s their people, their integrity and their character—that’s what they bring and what sets them apart." —Chief Financial and Operating Officer, Furniture Manufacturing Company Like most organizations during the pandemic, difficult decisions had to be made within the company to remain durable, including cutting non-core business lines...

Credential stuffing is an attempt by malicious attackers to use credentials that were previously exposed from another account platform against an online banking environment. The frequency of this type attack is growing exponentially, and they’re becoming more and more sophisticated over time. With this type of fraud, attackers will aggregate lists of username and password combinations found on the dark web. Using these credential lists, the attackers will script an attack in hopes that customers have re-used the same login credentials from another account platform. It’s dangerous because...

Recruiting and retaining top talent can be challenging. Providing a structured retirement plan is important, but a plan without education tends to not meet the needs of your employees, while one that does include education helps instill financial confidence in their future. A recent study* shows that 48% of employers say financial stress has a significant impact on their employees. This kind of stress is affecting all types of workers in all industries – it’s everywhere - from those that are hourly (45%) to those that are highly compensated (49%). And unfortunately, a company’s bottom line is...