The payments landscape is changing
With 73% of companies transitioning from paper checks to electronic payments1, now is the time to make the switch from outdated, costly and time-consuming payment methods. Upgrading to automated customizable payable solutions can:
- Save time and money by automating vendor payments
Our team can provide an analysis of your vendor file to identify opportunities for savings and will work on your behalf to enroll vendors onto your card and/or the Integrated Payables platform. This allows you to focus your time and resources on growing your business. - Reduce payment fraud
In 2021, 70% of businesses fell victim to payments fraud2. Safeguard your assets with our fraud preventions tools. - Improve cash flow
Pay your vendors now, pay us when your statement is due. This provides up to 25 more days to pay for everything your business needs from travel and entertainment to inventory and supplies. - Add recurring revenue to your balance sheet with revenue share
Product Overview
Commercial One Card
With combined Purchasing Card and Travel & Entertainment (T&E) Card functionality, this ONE card does it all. Use for travel, pay vendor invoices, tailor spending limits, manage controls and more.
Virtual Card
Allows access to higher spending limits, reduces the potential fraud risk in comparison to a physical card, and streamlines recurring payments.
Integrated Payables
The complete payment solution for ALL payment types, Integrated Payables turns expenses into revenue.
Fuel Card
Restricted card for fuel and maintenance purchases only to help reduce internal fraud. With enhanced transaction data, POS prompting, comprehensive reporting and more, this card helps you manage expenses for both your individual drivers and vehicles.
VISA® Spend Clarity
Streamline manual processes and uncover opportunities for cost savings with our easy-to-use online platform. You can fully manage expenses, access robust reports and use advanced receipt imaging. Conveniently access VISA® Spend Clarity from anywhere at any time with the mobile app.
Card Management
This tool allows you to remain in control with the ability to make real-time card changes and monitor transaction history.
You may also be interested in:
Business Insights

How to Create the Best Financial Wellness Resolutions

Just the Facts: Why Debt Consolidation is a Good Idea

Commercial Card Program Nationally Ranked Seventh Year in a Row
Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal underwriting guidelines apply.
12022 Association for Financial Professionals Payments Cost Benchmarking Survey
2Association for Financial Professionals: 2022 Payments Fraud and Control Survey Report