Wisconsin Bank & Trust
Visa® Secured Credit Card

The Visa Secured Card helps establish and build credit, while still earning rewards with no annual fee. Minimum limit $500.

1%
Cash Back Rewards
for each $1 spent.1

19.50% APR
Variable APR2

Click "Apply Now" to print the application. Submit completed application in "Messages" via Online Banking.

Apply Now

2Pricing and Terms

Secured by savings account or certificate of deposit

Use your Cash Back Rewards how you like:

  • Deposit into your checking account
  • Have your rewards go towards your next credit card bill
  • Redeem for a wide variety of gift cards
  • Book your next flight

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Credit Card Cardholder Agreement

ScoreCard Rewards Terms and Conditions

1 Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a net purchase, one (1) Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying net purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. Points can be redeemed for a credit to your credit card account or deposit account held at a domestic United States Financial Institution. Minimum point redemption amount applies. Review the program’s terms and conditions at www.scorecardrewards.com or call ScoreCard Customer Service at 1-800-854-0790. The program’s rules can change at any time without notice. Void where prohibited or restricted by law.

Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal Underwriting guidelines apply.

Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc.

Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com.