Personal Credit Cards
Choose the Card that's Right for You.
Cash Back Rewards Card
The Cash Back Rewards Visa Card offers an array of benefits, features and up to a $25,000 credit limit.
| Annual Fee | $0 | |
| Intro APR | 0% APR for the first 12 billing cycles on purchases and balance transfers | |
| Standard APR | Low 15% variable APR after intro period | |
| Minimum Limit | $500 | |
| Benefits | Visa Card Benefits |
3%
Cash Back Rewards
on Gas and Groceries for your first $20,000 combined spend annually.¹
1%
Cash Back Rewards
on all other qualifying purchases.¹
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Pricing & Terms
Visa Secured
The Visa Secured Card helps establish and build credit, while offering Visa Platinum Card benefits.
| Annual Fee | $0 | |
| Standard APR | 21% variable APR | |
| Minimum Limit | $500 | |
| Benefits | Visa Card Benefits |
1%
Cash Back Rewards
for each $1 spent.¹
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Pricing & Terms
Secured by savings account or certificate of deposit
The security of Visa. The convenience of Wisconsin Bank & Trust.(Click an icon below for more info)
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Go to Your Card Management Portal
Cash Back Rewards Program
The card designed with you in mind. With our Cash Back Rewards, you can’t lose.
| Use your Cash Back Rewards how you like: |
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Cash Back Rewards Credit Card Cardholder Agreement
Consumer Secured Platinum Credit Card Cardholder Agreement
Savvy Rewards Terms and Conditions
Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com.
Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc.
¹ Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a purchase, 1 Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. You may review the full Terms & Conditions of the Cash Back Reward’s program at our reward’s site: www.savvy-rewards.com.
Credit cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services.