Wisconsin Bank & Trust
Cash Back Rewards Credit Cards

The Cash Back Rewards Visa® Card offers an array of benefits and features and up to a $25,000 credit limit. Minimum limit $500.

Cash Benefits: 

0% APR
for the first 12 billing
cycles on purchases and
balance transfers.1

Cash Back Rewards
on gas and groceries for your first $20,000 combined net spend annually.2

Cash Back Rewards
on all other net qualifying purchases.2

No Annual Fee1

14.50% APR
variable APR after intro period.1

Contact a 
Personal Banker or
visit a local banking
center to get started.

Find a Banker

1Pricing and Terms


Choose from one of our unique designs:

Use your Cash Back Rewards how you like:

  • Deposit into your checking account
  • Have your rewards go towards your next credit card bill
  • Redeem for a wide variety of gift cards
  • Book your next flight


Credit Card Cardholder Agreement

Savvy Rewards Terms and Conditions

2Cash Back Rewards are the rewards earned under the program. They are tracked as points and for each $1 spent on a purchase, one (1) Cash Back Reward point is earned, which qualifies for $0.01 for redemption. You earn Cash Back Rewards on all qualifying purchases. The following do not earn points: balance transfers, cash advances, convenience checks, fees, interest or payments. You may review the full Terms & Conditions of the Cash Back Reward’s program at our rewards site: savvy-rewards.com

Visa Signature is a registered trademark of Visa International Service Association and is used by the issuer pursuant to license from Visa U.S.A., Inc.

Existing Credit Card Customers: To request your personal Credit Card Cardholder Agreement, please call us at 877.346.1418 or email us at cardservicessupport@htlf.com

Credit cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services. Normal Underwriting guidelines apply.