Blogs

Article | 5 min |
Most high-net-worth individuals (HNWI) aren’t just sitting on a pile of cash. They’re investing, buying, selling, and exploring ways to grow their wealth through new ventures. The best part? You might classify as an HNWI without even knowing it. Wealth is a loaded word. So, let’s unpack what ‘wealth’ means for today’s high-net-worth individuals. What metrics classify them as such? And what moves can they make this year to enshrine their wealth for future generations? Why You Might Be a High-Net-Worth Individual Without Knowing It It sounds ludicrous. How can someone not realize they’re a high...
Article | 7 min |
Quarterly market review: Q1 2023 By: Paul Dickson, Director of Research and Mark Stevens, Chief Investment Officer Staying the Course Speculation that the Federal Reserve will reverse course in its battle against inflation or change its policy target to a higher one is likely misplaced. A recession – hopefully a mild one -- is the most likely outcome with “policy triage” applied for unintended victims. The Federal Reserve’s (Fed) monetary tightening program recently had its first birthday. On March 15, 2022, the Fed increased its Effective Federal Funds Rate (Fed Funds Rate) by 25 basis points...
Article | 5 min |
A simple investments 101 crash course in terminology, structures, and retirement plans can empower you to take charge of your financial future and grow your wealth. So, we’re giving you a base-level breakdown of investment terms to help you effectively communicate financial matters. Many first-time investors feel lost when they begin navigating the complex language of the investment world. This is natural—making informed decisions is difficult when dealing with terms you might not know. But learning the basics is easier than you think. A simple investments 101 crash course in terminology...
Article | 5 min |
Building and sticking to a robust financial wellness checklist is the best way to assess your situation. Are you looking to review where you are with your finances? Wary of your financial fitness and how you stack up? Use this list to check your financial health today. The start of a new year is the perfect time to reflect on your financial situation. Whether you’re saving for a big purchase, planning for retirement, or reassessing your budget, a financial wellness checklist can show you where you stand. According to a recent survey by the National Financial Educators Council (NFEC), lack of...
Article | 7 min |
Quarterly Market Review: Q4 2022 By: Paul Dickson, Director of Research and Mark Stevens, Chief Investment Officer The New Map The post crisis economic and investment era is moving to the rear-view mirror as new drivers emerge. One year ago, we published our market review for the fourth quarter of 2021 and presented an outlook for 2022 that we termed “Shifting Gears.” Those shifts included our expectations for a significant tightening in monetary policy via interest rate increases and a decline in the Federal Reserve’s (Fed) balance sheet. That balance sheet of almost $9 trillion of U.S...